We understand that your prized possession is more than just a car; it is a work of art, a piece of automotive history that deserves the very best care. Designed by leading industry experts who are all collectors themselves, iTOO’s Classic Car Insurance policy provides you with the option of comprehensive (fire, theft, accident, 3rd party cover) or static cover on an agreed value basis with no value limit, tailored to your specific needs whether you are an individual owner or avid collector.
Classic car insurance is designed for vintage, collectable, and rare vehicles that are appreciating in value, covering their actual value and unique needs rather than standard market replacement cost. It’s ideal for cars primarily used for leisure, exhibitions, or shows.
Insurers consider market value, rarity, condition, and historical significance. iTOO Classic Car Insurance, uses an agreed value, which means you and iTOO agree on the car’s insured value upfront for full protection.
A classic car is typically over 20 years old, well-maintained, and recognised as an appreciating collectable or historically significant.
Most classic car insurance policies, including iTOO, are designed for leisure drives, shows, and exhibitions and generally include an annual mileage limit.
Comprehensive cover usually includes accidents, fire, theft, and natural events. iTOO Classic Car Insurance also offers third-party liability and roadside assistance for complete protection.
Premiums depend on age, model, agreed value, storage, and usage. iTOO provides tailored pricing to reflect each vehicle’s value and use, ensuring you pay only for the cover your car needs – whether static or comprehensive.
iTOO offers specialist classic car cover, agreed value protection, restoration support, and expert advice tailored for South African collectors. This ensures your classic car is fully protected while maximising convenience and peace of mind.
