Guard Your Online Identity, Finances, and Well-being

– All in One Policy

[MY]CYLUTION
– YOUR PERSONAL CYBER COVER

From online banking fraud and identity theft to cyberbullying and ransomware, [My]Cylution – powered by iTOO Special Risks and underwritten by Hollard – offers one of South Africa’s most trusted personal cyber protection solutions. With expert incident response teams and 24/7 support by your side, [My]Cylution is here to guide you through the financial, legal, and emotional challenges of a cyberattack, helping you recover with confidence.

Simply choose from five carefully designed packages, each tailored to fit your lifestyle and level of risk.

[MY]CYlution Packages

Choose Your Cover
Mega
Giga
Tera
Peta
Exa

From R25/month or R300/year

From R85/month or R1020/year

From R140/month or R1680/year

From R195/month or R2340/year

From R325/month or R3900/year

Theft of funds i
We cover the funds lost as a result of a cyber incident or hacking of your bank account, payment cards or mobile wallet.


R25 000

R50 000

R100 000

R150 000

R250 000

Identity theft i
We cover the costs resulting from identity theft including reporting the theft, credit and identity theft monitoring, your lost wages, refiling
rejected applications, notarising affidavits, as well as the cost to reissue a new ID document.


R20 000

R50 000

R50 000

R50 000

Data restoration & malware decontamination i
We cover the costs to restore your systems and data following a cyber
incident.


R20 000

R25 000

R25 000

R25 000

Cyberbullying & cyberstalking i
We cover the costs to remove the content, lost wages, trauma counselling and costs to move your child to a different school.


R20 000

R25 000

R25 000

R50 000

Cyber extortion i
If you pay a ransom following an extortion demand, we will reimburse you.


R5 000

R5 000

R10 000

R25 000

Online sales & shopping i
If you don't receive goods or services ordered online for personal use, we will compensate you for your
financial loss.


R1 000

R2 500

R5 000

Express Kidnapping i
We reimburse you the value of funds or property surrendered in exchange
for your release.


R50 000

R100 000

Network Security, Privacy & Data Breach Liability i
We assist in defending and settling claims from third parties if a cyber incident on your lot device or computer systems causes harm to
their systems and data.


R100 000

Privacy & data breach by third party i
We reimburse your legal defense costs if you are the victim of a third party's data breach.


R10 000

Theft of funds_cover

Why choose [my]cylution?

Every day, individuals are becoming increasingly targeted by cybercrime, with threats such as identity theft, phishing scams, ransomware, and online banking fraud now a part of daily digital life. iTOO’s Personal Cyber Insurance – [My]Cylution – offers essential protection against these growing risks, helping cover the financial and emotional fallout of a cyberattack. Without it, victims could face unexpected expenses, loss of personal data, or even reputational damage. Cybercrime is no longer limited to companies – criminals are targeting anyone with an email address, social media account, or online banking profile. iTOO’s personal cyber cover gives you peace of mind in a world where digital threats are no longer a matter of if, but when.

Contact us for more information

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Protecting What Matters

Grab Your Free Cyber Safety Guide Now!

Laying the groundwork for a secure digital life.

  • Stay safe online with essential tips for everyone, from kids to adults.

  • Our guide provides insights and actionable tips to strengthen your online security.

  • Equip yourself and your family to be cyber-smart and secure.

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